Annual Credit Report:

The only website recognized by the Federal Trade Commission to offer credit reports from all three major credit reporting agencies. This service is absolutely free, unlike most "free" credit report websites that charge hidden fees.

Ask Doctor Debt:

A comprehensive website dedicated to knowing your rights as a debtor and providing valuable resources about collection practices.

Equifax, Experian, TransUnion:

The 3 major credit reporting agencies. The information they collect is used to determine your credit score.

The Fair Credit Reporting Act:

(PDF file. Requires Adobe Acrobat Reader to view. Download for free here.)
The rules and regulations collection agencies must abide by when handling debtors' personal information.

The Fair Debt Collection Practices Act:

(PDF file. Requires Adobe Acrobat Reader to view. Download for free here.)
Protecting debtors from unfair and abusive collection practices, these are the federally-enforced guidelines that tell collection agencies what they can and can't do when collecting debt.

The Identity Theft Resource Center:

Learn what you can do if you feel your debt was the result of someone illegaly using your personal information.

File a complaint with the Association of Credit and Collection Professionals:

Learn how to submit a complaint if you think you have been a victim of unfair and/or abusive collection practices.